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Manufactured home structural inspection.

A sealed structural report on a manufactured home and its foundation, for any loan type.

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Steel frame, block piers, and tie-down straps under a manufactured home

Who inspects a manufactured home for a lender?

A licensed Professional Engineer. The engineer inspects the home and its foundation system in person and issues a sealed report that the lender, insurer, or buyer can rely on.

Issued in: Missouri, Arkansas, Illinois, Kansas, Iowa, Nebraska, Indiana. Loan officer or processor? See for lenders.

When you need it

  • A lender on any loan type asked for an engineer's report
  • You are buying a manufactured home and want it checked first
  • An insurer asked for a structural review
  • An addition or alteration needs to be evaluated with the home
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  1. 1Steel frame under the home
  2. 2Pier spacing
  3. 3Decks and additions attached to the home
  4. 4Anchoring

What the engineer looks at

  • Foundation, piers, and pier spacing
  • Anchoring and tie-downs
  • The steel frame under the home
  • Skirting and the crawl space
  • Additions, decks, and porches attached to the home
  • HUD labels and the data plate

What you get

  • A sealed structural report with a photo appendix
  • Findings stated against the requirement you were given
  • Corrections listed plainly when something does not pass
  • One report that can serve a purchase, a refinance, or an insurer

Common questions

Is this different from an FHA foundation report?

The inspection is much the same. What changes is the standard the report is written to, which depends on the loan program. Send the lender's wording and we match it.

Do I need to be there?

Someone has to provide access, including to the area under the home. It does not have to be you.

What if the HUD labels are missing?

Tell us early. The engineer's report does not replace a missing label, and the lender may need a separate records request.

Read first

Manufactured home inspection: how to prepareHow to prepare for the engineer's visit to a manufactured home and what to have ready. Missing HUD label or data plate on a manufactured homeWhat the HUD label and data plate are, and what to do if one is missing. What if a manufactured home foundation does not certify?What happens when a manufactured home foundation does not meet the standard, and the next steps.

Related services

FHA and HUD foundation inspectionThe engineering report an FHA lender asks for on a manufactured home. Permanent foundation certificationCertification to HUD's permanent foundation guide, for a loan file or a title conversion. Moved manufactured home reportA structural integrity report on a manufactured home installed at a new site.