FHA new construction inspections.
Footing, framing, and final inspections on form HUD-92051 where no local office inspects.
Request this service
When does an FHA new build need three inspections?
When the jurisdiction does not issue a building permit and a certificate of occupancy. The lender then needs three inspections, at footing, framing, and final, each written up on a HUD-92051 Compliance Inspection Report.
Issued in: Missouri, Arkansas, Illinois, Kansas, Iowa, Nebraska, Indiana. Loan officer or processor? See for lenders.
When you need it
- You are building outside city limits, where no one issues permits
- The town has no building department
- The lender asked who will perform the HUD-92051 inspections
- The builder has a footing pour date and nothing is arranged yet
- 1Footing, before the concrete is poured
- 2Framing, before insulation and drywall
- 3Final, with grading away from the house
What the engineer looks at
- Footing: excavation, forms, and reinforcing, before the concrete is poured
- Framing: foundation walls, framing, and connections, before insulation and drywall
- Final: the finished house, with grading and drainage away from the foundation
What you get
- One HUD-92051 Compliance Inspection Report for each stage
- Each report signed by the engineer who made the inspection
- Corrections noted at the stage where they can still be made
- Three reports in the lender's file at closing
Common questions
Who can sign the HUD-92051?
FHA looks first to the local authority or an ICC-certified inspector. Where none is available, the lender may accept the inspections from a registered architect or a structural engineer. Have the lender confirm it in writing first.
The house is already framed. Is it too late?
For the stages already covered, yes: they cannot be observed after the fact. Send the lender's condition and the current stage, and we say plainly what can still be inspected.
Is this for manufactured homes?
No. Manufactured homes follow a different path, with a permanent foundation certification.